Each fund has its own shared start and end times.
Funds using the new rules have a common start and end time. Subscriptions remain possible during the operating term until the subscription cutoff. Minimum amounts, increments, limits and fees are shown in the fund details.
Subscribing before the start
Eligible subscriptions enter the return calculation from the fund's start date.
Subscribing during the term
An order is confirmed using the applicable closing result and starts accruing from the next return date. Returns from before the order's entry do not accrue to that order.
The curve shows the product's contractual settlement returns.
For new-rule funds, the curve compounds the daily settlement rates set under the product conditions. It does not represent performance generated by actual market trading.
Publication and calculation
Even rates entered in advance are published only after the corresponding trading day's market close. Order returns use the published rates and the order's eligible participation period.
Displayed fund scale
The current displayed scale is the latest disclosure value set by the operator. It is not the actual subscribed total or an account's available cash balance.
Check the applicable rules and final data at maturity.
New-rule funds are processed for maturity at their common end time. If a required final return is not published, settlement waits for the missing data rather than treating it as a zero return.
Legacy funds
Some existing funds retain their original NAV-based rules or order-specific holding periods. Review the specific fund and order rather than applying the new rules to every product.
Returns and principal
A published curve does not itself guarantee future returns or principal. Review the product's risk information and settlement conditions.
Frequently asked questions
If I subscribe after the fund starts, do I earn all earlier returns?
No. For a new-rule subscription made during the term, returns start from the next return date after confirmation at the applicable close. Pre-entry returns do not accrue to that order.
Why is my return different from the fund's curve?
The curve covers the fund's full published period. An order's result also depends on its actual entry date, eligible period, principal, product fees and applicable rules, so its return can differ.